Use this letter to demand that a collection agency stop calling or writing you. The cease and desist is one of your rights under the FDCPA- Fair Debt Collection Practices Act.
Name Of Creditor
Address
City, State, Zip
Re: Account Number
Date
Dear creditor/collector,
This letter is to formally advise you that I am requesting you to cease and desist all communications with me immediately regarding the above account. As a third party debt collector- that is- not the original creditor, you must comply. Your conduct thus far is unacceptable and borders on harassment. Please be advised that the following applies to you.
Pursuant to the Fair Debt Collection Practices Act:
Debt Collection Practices
If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt.
You are governed by this Act as a third party debt collector or creditor attorney. All communication with me including phone calls to my home or business must stop immediately.
If you continue to contact me after receiving this dated certified mailing, you will be in violation and I will file a complaint with the Federal Trade Commission and State Attorney General’s Office.
Sincerely,
Your name
Address
